Now I'm aware that this may not be everybody's cup of tea, but I believe it would be perfect with a polo-neck underneath for the current weather and then on it's own as the weather improves (this may never happen here in Scotland) For £20 you'd be mad not to snap it up!
This Waterfall cardi is absolutely beautiful, it's simplicity definitely adds to it's beauty, it would go with almost anything!
Every girl needs a black skirt in her life, due to the wear-ability factor which they possess and they never go out of fashion!
Happy shopping! Hope you find many bargains!! x